Medicare is federal health insurance for anyone age 65 and older, and some people under 65 with certain disabilities or conditions. Medicaid is a joint federal and state program that provides health coverage for some people with limited income and resources.
Individual health insurance is a health policy that is purchased by an individual or family, rather than through an employer or a government program. It is also known as a personal health plan.
Employer group health insurance, also known as employer-sponsored health insurance, is a health plan that an employer offers to their employees and their dependents. It can be provided directly or through insurance, reimbursement, or other means.
Ancillary insurance, also known as supplemental insurance, is a type of secondary health insurance that covers expenses not typically covered by a standard health insurance plan. Ancillary insurance can include: Dental insurance, Vision insurance, Critical illness insurance, Hospital indemnity insurance.
Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!